Realize Your Dream of Home Ownership

Welcome to Commerce Home Mortgage, I'm Peter Rosato, your Colorado home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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Peter Rosato

Peter Rosato

Senior Loan Officer
NMLS# 1373214

(303) 859-1575 Email Me

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Current

Colorado

Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.41%
1W Change 0.08%
APR3.359%
1W Change 0.13%
Last Updated: 06/24/2021

Conventional Loan Purchase - 30 Year Fixed

Rate2.88%
1W Change 0.01%
APR3.271%
1W Change 0.00%
Last Updated: 06/24/2021

VA Loan Purchase - 30 Year Fixed

Rate2.45%
1W Change 0.05%
APR2.649%
1W Change 0.04%
Last Updated: 06/24/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Peter Rosato to receive a personalized rate for your specific situation.

Current

Colorado

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.25%
1W Change 0.15%
APR3.255%
1W Change 0.11%
Last Updated: 06/24/2021

Conventional Loan Refinance - 30 Year Fixed

Rate2.93%
1W Change 0.02%
APR3.312%
1W Change 0.03%
Last Updated: 06/24/2021

VA Loan Refinance - 30 Year Fixed

Rate2.40%
1W Change 0.01%
APR2.597%
1W Change 0.02%
Last Updated: 06/24/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Peter Rosato to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Colorado? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Contact Peter Rosato

Peter Rosato

1637 Pearl Street, #203
Boulder, Colorado 80302
(303) 859-1575
NMLS# 1373214

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If you have any immediate questions or concerns don't hesitate to give us a call @ (303) 859-1575

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